Mobile Commerce: Definition, Advantages & Disadvantages

Chances are, you’re one of the more than 6 billion people on the planet that owns a smartphone. You may even be reading this on a mobile device! As such, it’s safe to assume you already know how much of an impact that device has on your everyday life. These days, most of us – […]

The Opportunities of Integrating Apple Pay in Mobile Apps

  Apple Pay launched in 2014 as the first mobile wallet, which enables people to connect credit cards, debit cards, and bank accounts to mobile devices to send and receive money. Out of the cornerstone mobile wallet services today (Google Pay, Samsung Pay, and Apple Pay), the Apple wallet remains the largest, claiming 34 percent of the […]

NFC: the Technology Behind Tap-and-Go Communication

Most people are familiar with the terms of Apply Pay and Google Pay. But how many of us know what those terms stand for? Apple Pay and Google Pay are both forms of NFC mobile payment types. NFC is the technology that has enabled so many of us to enjoy the convenience of tap-and-go.   […]

7 Mobile App Development Trends That Will Get Bigger In 2018

  On Christmas Day alone, consumers spent $196 million on apps, in-app purchases, and subscriptions in both the App Store and Google Play according to Sensor Tower. There was a significant increase of 12.3% over last year’s spending of approximately $174 million.   This shows that there has been continuous growth in the mobile app […]

NFC: the Technology Behind Tap-and-Go Communication

Central to every contactless mobile action is a little microchip and radio antenna conducting the tap-and-go operation that is near field communication (NFC). NFC encryption technology is transforming the way users access information, make payments, and share data across devices.     What is NFC?   NFC is a system of contactless communication that enables […]

The Challenges & Opportunities of Integrating Apple Pay

  We all understand the pains of new technologies at initial launch. Every development company must learn the ins-and-outs of how a new technology works and how to implement it into the corresponding environment. Apple Pay is no different.   What Do I Need Before Integrating Apple Pay?   Via Apple Press Info   When […]

What is HCE?

  Host Card Emulation (HCE) is a technology that allows for the replication of a physical, contactless smart card using software. In the context of mobile payments, it is used to complete transactions via near field communication (NFC).   Anybody who has used a contactless credit card (Visa PayWave or Mastercard Paypass for example) has, […]

Third Party vs. Branded Mobile Payment Apps

  Mobile payments have been ramping up in 2015. Android Pay, Apple Pay, Samsung Pay – merchants have a lot of choice, and customer demand for mobile payment options is rising. But are these mobile payment systems better than creating a branded mobile payments platform?   With the recent announcement that Apple Pay will support […]

How We Built A Touchless Payments Platform (Before Google Did)

  There’s been a lot of chatter about Google Hands-Free Payments since it was announced at Google I/O 2015. Truly touchless payments? Not having to even touch your device to pay? It’s a pretty exciting idea…   And we’ve already done it.   Clearbridge recently had the opportunity to partner with the largest gas retailer in Brazil […]

Apple Pay Will Now Support Loyalty Programs: WWDC 2015

  Yesterday at WWDC 2015, Apple announced a number of key developments related to Apple Pay. The highlights at a high level were:   Rebranding of “Passbook” to “Wallet” Apple Pay to be introduced to the UK in July Square launching a reader in the fall so small businesses can accept Apple Pay Apple is […]