The Time is Now with Android 4.5

  In Q3 of 2013, 80% of smartphones shipped were built on Android. This leaves a meager one out of five for Apple.   Unfortunately for Android, most of these devices were considered “junk phones”. Devices that are larger in size cost more to manufacture because of their uneconomical components. Apple continues to have a stranglehold on […]

The Future of Mobile Payments in Canada

The mobile payment industry has been evolving rapidly as of late. Google introduced host card emulation (HCE) in Android 4.4,  Visa and MasterCard officially threw their support behind HCE last month and most recently, EMVCo released their framework for tokenization. What this means for mobile payments is standards are being developed and adopted faster than before. Names we […]

Barcode Security: How Secure is Your Scan?

  We all love to do it. Take out our mobile phones and simply scan the barcode to pay at our favorite coffee shops.  It’s fast, it’s convenient, and it’s the future! But is it secure?   Barcode mobile payment has been picked up by many notable brands – the largest being Starbucks. Every week, […]

Visa and MasterCard Officially Embrace Mobile Payments

  Mobile payments could be ready to take off! This week Visa and MasterCard announced they would support host card emulation (HCE). By supporting HCE, they side stepped mobile payment barriers like the “Secure Element” and effectively simplified the mobile ecosystem.   What is Secure Element?   Traditionally, NFC transactions were carried out using the Secure […]

Online and Mobile Streaming Change How the Olympics Are Watched

  Every two years, for two weeks the world becomes transfixed on high performance sport and this year, the Sochi Olympic games did not disappoint. Four years ago, Vancouver was dubbed the ‘social’ games as those competing, attending or hearing were creating buzz via social media.     Sochi, however, brought about a revolution in […]

What is Closed Loop Mobile Payments and Why Do You Need it Now?

  What is Closed Loop Payment? Closed loop payments allow consumers to load money into a spending account that is linked to a payment device such as a gift card for a specific company (and only that company). Mobile closed loop payment applications are now enabling consumers to manage their gift card, or account, through […]